Shannon FitzGibbons

Andre Rison invested thirty thousand dollars in his friend for a smoothie shop. Once he did this he said that he never saw that money or friend ever again. He put his faith into someone else to invest his money without having a contract drawn out with that friend. He thought by investing with friends was a good idea, but some of the time their friends should not be trusted. He should have talked more with that friend about the business plan of the company. He should have asked questions to insure in the success of the shop. Their mistake is also not trying to finds that person once they scammed them. They think that they have plenty of money, but now they see that they are in need of that money.

Jack Brennan

7) Hip-hop performers make more money than athletes throughout their life.  They also have more experience with the real world and have more skills than athletes.  They have more experience dealing with bosses and authority, and they learn more about earning opportunities and jobs.  Hip-hop artists pretend that their life is just perfect and they have no problems.  They exaggerate and make their life seem even less carefree than it is.  Ostensibly their life is perfect, and athletes see that.  That exacerbates the longing that athletes have.  The grass is always greener on the other side, so artists want to show that they also are athletic, and they end up becoming friends with some athletes.  That gives football players the false hope that they can live the same life as those artists.  Little do athletes know, their career is much less sturdy and reliable, and artists aren't even as carefree as it seems.  Athletes will always be affected by rappers, but athletes should also see the difference between the two lifestyles and be more reasonable.

porsha richardson 30 for 30

question 7: i don't think one should influence the other only because when you have a profession in   music your most likely going to have a longer career than a athletic because theres only certain amount of years you can do when you play sports because no team is going to want a person thats like 40 playing on their team so of course they are going to cut you from the team after you at least play for about 10 years. in the music profession your going to have a longer career only because you run the show not the people around you so you can choose when your ready to retire your own else.

                                                                             

Victoria Amato

Video Worksheet--BROKE: A 30 for 30 ESPN Special

Number two:

The former football player Andre Rison stated that the reason why most professional athletes are becoming broke shortly after retirement is because they have a mentality of, "How much is that one? Doesn't matter. Get it". This quote exemplifies the behavior that forces a thriving athlete to declare bankruptcy. Not only are athletes like Andre Rison spending outside of their means but they are making bad business decisions such as buying fast food places or car washes. Those partnerships ended up empty and the individual that invested in it becomes financially messed up. 

Alex Galvin

1.The athletes say that they buy all of these expensive cars, earrings, etc. If they just realized that they don't need all of those things, they would be able to save millions. This mindset comes down to wants vs. needs. All of the Ferrari's, Porches, and jewelry are just unneeded luxury items.
2. Andre Rison became broke due to pure ignorance. He thought that he was a millionaire, even though he really was not that rich at the time. He also couldn't handle the trappings of fame because he was buying things that he couldn't afford. His ignorance was a key part of his bankruptcy. His mistakes of having too many kids, and blowing his money like it was nothing proved to be costly as well.
4.Yes, they weren't the only ones who were all of a sudden making millions. The financial industry was also at its highest point, making it extremely difficult to save money.
5. Yes, because when you grow up dirt poor, you are even more determined to become successful, and once you get famous, you wan't all of the things that you couldn't have when you were growing up.
6.  Tiger Woods is a multi-millionaire athlete through becoming a golf legend. However, he also makes millions of dollars a year through his endorsement funds that he receives from Gatorade and Nike. NFL quarterback Robert Griffin III is the exact same way. He makes millions of dollars through his association with Adidas, and Subway, on top of being an upcoming star in the NFL. Mike Tyson is definitely not a sound financial athlete. He blew so much money on things that literally had no meaning to him. If he hadn't been so arrogant and irresponsible with his money, he would not have been bankrupt after his career ended.
7. Rappers want to be athletes, and athletes want to be rappers, meaning that they do not care that much about their money. They also go out to expensive clubs and places and make it seem like they're millionaires, even though they might not be.  Lines like "make it rain" are brainwashing athletes and others that money does not really matter, and that you need to spend money to fit in.

Erick Garcia

7. The relationship between hip-hop performers and the athletic lifestyle is that the messages from hip-hop influences the decisions that the football players make. It makes them want to spend more money than they could afford. They spend it on foolish stuff such as expensive jewelry, cars and making it rain on strippers. I think that it should influence each other because if you live this lifestyle, you will be considered successful.

Olivia Gerasole Broke

2.  I think Andre Rison’s greatest financial mistakes were living beyond his means and not being able to handle the trappings of fame and fortune. He had a massive home and an abundance of extremely expensive accessories. He spent so much without thinking about the future because he was caught up in all the money he was making as a famous athlete. He spent so much when he had all the money that he became bankrupt when he needed money, but was no longer making any.

Keenan Miscinski Broke

2. Dante Wesley spent money on anything that he wanted once he became a pro. He was not able to handle the fame and he was living beyond his means. Fame and fortune turned him into a different man.
6. I think Tiger Woods is a sound financial decision maker. I think Mike Tyson is squandering money. Tiger is "trying", i agree with his decisions because he is still trying to make money. Mike Tyson is making "useless", decisions that i disagree with because he has bought 3 tigers for no reason.
7. The relationship is that rappers want to be athletes, and athletes want to be rappers. These do influence each other even though it shouldn't. Everyone wants to look good, put on a personality, and be a baller.

Cedric Logan

2. Andre Rison was one of  the best wide receiver in NFL in the early 90s. He won the Super Bowl in 1996 with the Green Bay Packers. He was big and famous with lots of money. but his biggest financial management mistake is he didn't pay the AJC. Then he went bankrupt because of many child support. 

Cole Vincent

2) Pick one of the athletes profiled in the film. Write down his name and explain what you think was his greatest financial management mistake: ignorance, living beyond his means, trusting someone else to handle his financial health, not being able to handle the trappings of fame & fortune.

I think Andre Rison is extremely ignorant when it comes to money. At the heigh of his career, Rison was earning millions of dollars. However, he was beyond ignorant and spent these millions on jewelry, cars, and strip clubs. His biggest mistake was getting many women knocked up. In 2007, he was forced to declare bankruptcy because of overdue child support debts. Andre Rison is the epitome of ignorance within the higher-paid athlete community.

Dane Kunes-Collins

 Smart Lab Blog

6.) Personally, my parents are from Northern Europe; I hold a very, very far left, socialistic view on politics and economics. I support raising the minimum wage to $11 an hour through cutting military spending. In addition to socialized healthcare and provided transportation like the majority of the civilized world. Raising the minimum wage wouldn't be a trigger of inflation if done right, and would decrease poverty greatly.

8.) She is use to having money and living a materialistic lifestyle, so spending a month with Morgen on minimum wage was a very difficult task for her. The fact that she was able to get free couches and blankets, basic thinks, seemed almost like a privilege. She was touched by the generosity and compassion of the church missionaries.

Joshua hopson

1)  I think morgan and alex budgeting was good for them two.
3) I think race may have played a part in getting a job, but probably only for alex because she work at a coffee shop.
7) The working poor is the people of america that makes money but never haves money to spend on what they want.
10) Im surprised because there really didn't have nothing to work that bill that high, but the light bill.

Kaylen Coleman

2.What role did budgeting play in the survival for the 30 day period?

• Budgeting played a huge role in their survival because if they were spending money like how people do on a regular basis like they do in 2013 they would've been in debt because minimum wage now is 2 dollars higher than what it was before in 2007 minimum wage was 2.80-4.25. Now people cant survive off 4.25 an hour working most of their day and having a family to feed you would be dead broke, Morgans friend in the movie had 4 mouths to feed and he was working just like him no benefits were given to both of them because they were working for a temp agency, Alex and Morgan were in debt so imagine how his friend was living with 4 kids Morgan and Alex had to think about how much they were going to spend before they bought something to budget their money they get.

3.Do you feel that race was a factor in getting hired or finding an apartment for Morgan and Alex? What about the fact that they had no children?

• Yes i feel that race was a part of it race is always a part of it if you're educated and artistic and looking for a job you would be able to get it if you're white over a colored person, You will always get discriminated, Racism will always play a role in todays society. Many people are getting criticized by their color of skin just because they achieve something in life

8.Why do you think that Alex became so emotional about the services that were given to her and Morgan at The Free Store?

• I think that she was emotional because they were living on minimum wage and they could barely afford anything so they didn't have any furniture for that time and had to eat on the floor and their apartment was infested with ants, ants were everywhere and hey aren't used to living in those conditions, so they would be feeling grateful for what they have gotten for free because they were hurting and was sad that they didn't have enough money for furniture.
  

Porsha richardson

Question 8: why do you think that Alex became so emotional about the services that were given to her and Morgan at the free store?

Answer: she became so emotional because they barely had nothing and she wanted furniture for the apartment they were renting and when they found out about the free store she started crying because she didn't know that there were people out there in the world that would be so helpful and generous to them. also she was emotional because she wasn't use to that life style and she didn't know people actually in the world struggle like that on a daily bases.

Question 10: Are you surprised about the electric company deposit request? why ?

Answer: yes, i was surprised because i didn't even know they could do that and that was just unheard of for me until i seen that movie 30 Days.

Question 1: How good were Morgan and Alex at budgeting for the 30 day period?

Answer: they were good in the beginning because they were making a lot of sacrifices just to make it through that day even if they starved or had to walk miles to work out in the freezing cold.

Question 7: Define who the "working poor" are.

Answer: the working poor are people who only can pay for there bills and have almost nothing left off their pay check because they are working minimum wage or even less than that and the would basically do anything just to make money for them or their family just to survive through a whole day.

Nadia Goldberg

2.) Budgeting played a huge role in survival for Alex and Morgan. If they didn't budget, they would not have any money left for the necessities. Because they budgeted, they knew how much money they could spend on what things. Alex and Morgan ate beans and rice almost everyday for dinner, which is a cheap option. If they had bought dinners consisting of steak and sushi, they would have been out of money within a few days. But, because they budgeted, they always had enough money for food and shelter.

8.) I believe that Alex became emotional about the services that were given to her and Morgan at The Free Store because she realized how nice people were. She had never really realized how essential things such as tables and chairs were, and she also realized that there are people in the world that care more about giving back to their community than there own personal eyes. Alex was giving up hope, so when her and Morgan got all of the things from the store, she gained her hope back and began to believe in the kindness of people.

Zan Wynia Blog

Question Number 6:  I completely agree with Sen. Ted Kennedy's stance on minimum wage.  I think it should be increased because a lot of people who are working minimum wage jobs are trying to support a family and it's nearly impossible to do that when you're being paid only 8 something dollars an hour.  Because they are being paid so little they have to work multiple jobs therefore giving them less time to spend time with and care for their kids.  Which leads to these kids growing up with few role models and no one supervise them.  It creates a viscous cycle that results in more poverty and crime in America.  We can help fix these problems by just raising the minimum wage a few dollars per hour and helping create more opportunities for kids and their parents who are working minimum wage jobs.

Question Number 7:  The working poor are the people of the United States who are currently employed, but are still living below the poverty line or are considered to be poor.  This terms usually applies to people who are working multiple minimum wage jobs, but are still not making enough to sustain a healthy life style.  We could get rid of this terms if we were to increase the minimum wage as I said in the question before.

Olivia Gerasole

10.     At first, I was surprised about the electric company deposit request. I didn't even know that electric companies could ask for security deposits. However, after looking at the situation that Morgan and Alex were in and where they were living, I wasn't surprised that the electric company requested a deposit. Of all places to ask for money, it seems most likely that the company would target a bad neighborhood. Since people moved in and out of the apartment, they probably didn't pay the bills on time or at all. Even though previously unpaid bills aren't Morgan and Alex's fault, the electric company just wants to make money.

11.    When Morgan took out his niece and nephew for a treat, Alex immediately got upset. She was mad because she felt that Morgan was being careless with all the money they were working so hard to save. It didn't take much for Morgan and Alex to get into a fight over money. I think since money is one of the main ways people can maintain a healthy lifestyle, it is very hard to get along when you don't agree with someone on how money should be spent. It must have been pretty stressful to not have enough money to what they were used to. I think the stress of not having enough money was the underlying cause of the conflict.

30 days is a month- Brandon Ruffin

1) Realistically, there are americans who have to live on minimum wage all of their life. These people would do a much better job of budgeting than Morgan and Alex. However, for people that were spontaneously put in a foreign situation, Alex and Morgan handled it pretty well. In the end, they were very much in debt. Not because of their budgeting, but because of bad luck.

2) The working poor are people who's income falls below the poverty line but not due to the fact they are unemployed. The economy today can cause the employed to fall below the poverty line even if they went to college and are very qualified.

nathan 30 days response

2)  The role budgeting played  in alex and Morgans survival was a big role. They had to do a lot of sacrificing when it came to their well being. They had to eat rice and beans for for most of the time. They really could not do much with out there being a conflict in making the decisions they made. When  Morgan hurt his wrist he had to try the free clinic first because they didn't have health insurance. when the free clinic was full had had the option of going to the emergency room which was pretty expensive. The emergency room visit cost them big time so they had to cut back on other things. They were basically working to live life and get by.

3) I feel race was a big factor with them getting the apartment they had. The fact that they didn't have children either also played a big role. I think if it was a couple that was a minority it would have been a lot more hard or probably even wouldn't have got it.

Chris Hernandez- 30 Days response

2) Budgeting had everything to do with survival for Alex and Morgan. When living on minimum wage, budgeting is what guides your life. You must know where you have breathing room for food, clothes, or even just a day out. For Alex and Morgan it meant life or death. The poor budgeting decisions lead them to almost $1,000 in debt in hospital bills for only two visits to the emergency room. The lack of money could have resulted in no funds to support their grocery budget. It was obvious that Alex and Morgan could not last more than 30 days living on Minimum wage.
7) The working poor are a percentage of people in the United States who work full time jobs that are statistically below the poverty line. Although the government believes minimum wage is high enough to support the cost of living, the working poor give them something digest. Minimum continues to be raised due to the failing economy that increases the cost of living. The working poor are unable to maintain an occupation that can keep up with the lifestyle the government expects.