1) Realistically, there are americans who have to live on minimum wage all of their life. These people would do a much better job of budgeting than Morgan and Alex. However, for people that were spontaneously put in a foreign situation, Alex and Morgan handled it pretty well. In the end, they were very much in debt. Not because of their budgeting, but because of bad luck.
2) The working poor are people who's income falls below the poverty line but not due to the fact they are unemployed. The economy today can cause the employed to fall below the poverty line even if they went to college and are very qualified.
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